Tornadoes and strong storms are no strangers to Indiana. When one tears through your neighborhood, it can leave behind a path of destruction—including serious damage to your home’s roof. One of the most common questions we hear at ACE Construction & Remodeling after a storm is:
“Can my roof be repaired, or do I need a full replacement?”

Key Factors To Consider 

1. How Extensive Is the Damage?

After a tornado, your roof may have everything from missing shingles to structural damage. Minor issues—like a few torn or lifted shingles—can often be repaired without replacing the entire roof. However, if a large section has been exposed, if decking is damaged, or if multiple layers of shingles have been compromised, a full replacement may be safer and more cost-effective.

2. Is the Roof Still Structurally Sound?

A major concern after a tornado is whether the roof structure itself has been impacted. If there’s visible sagging, water intrusion into the attic, or broken rafters or trusses, repairs won’t be enough. In these cases, we recommend a complete roof replacement to ensure your home is safe, stable, and fully protected from future storms.

3. What’s the Age of Your Roof?

If your roof is nearing the end of its expected lifespan—typically 20 to 25 years for asphalt shingles—it may make more sense to replace it entirely. Repairing an aging roof can be a short-term fix that may cost more in the long run if additional repairs are needed in the near future.

4. Are Repairs Covered by Insurance?

Most homeowner’s insurance policies cover storm and tornado damage. If your roof can be repaired, your insurance provider may cover the work. But if the damage is widespread or your shingles can’t be matched, many policies will authorize a full replacement.

At ACE Construction & Remodeling, we work directly with insurance adjusters to document the damage and provide honest assessments—so you can make the right decision without the stress.

5. What’s the Condition of the Rest of the Roof?

Even if the damage appears to be in just one area, the rest of the roof may have hidden issues. Wind can lift shingles without tearing them off, compromising their ability to protect your home. During our post-storm inspections, we look at the entire roofing system to make sure small issues don’t turn into big ones later.

Let ACE Construction Help You Make the Right Call

We understand how overwhelming storm damage can be, especially after a tornado. As a local, experienced roofing contractor based in Muncie, IN, ACE Construction & Remodeling is here to guide you through the next steps—whether that’s a targeted repair or a full roof replacement.